PRIVACY POLICY

Information as a Commodity (IAAC)
A trade name of Northern Gaming L.L.C., a Minnesota limited liability company

Last Updated: February 13, 2026

Version 1.0


PART I — Plain English Summary

This summary is provided for convenience only. The full legal policy below governs.

Our Philosophy

IAAC is built on proportional data practices. We intentionally limit data collection and avoid behavioral tracking or resale of personal information.

What We Collect

We collect only what is necessary to:

• Process payments
• Deliver course access
• Communicate regarding purchases
• Maintain required financial records

We do not sell personal information.

What We Do Not Do

We do not:

• Install retargeting pixels
• Engage in behavioral advertising
• Upload customer lists for ad targeting
• Sell or broker personal data

Advertising

We may place advertisements on platforms such as Facebook or Google to direct users to IAAC.IO. We do not use tracking pixels or retargeting technologies on our website.

Your Rights

You may request access, correction, or deletion of your data by contacting [email protected].

California residents have additional rights described below.

The legal policy below controls.


PART II — LEGAL POLICY

1. Introduction

This Privacy Policy describes how Information as a Commodity (“IAAC”), a trade name of Northern Gaming L.L.C., collects, uses, and protects personal information in connection with IAAC.IO and related services.


2. Information We Collect

A. Information You Provide Directly

We may collect:

• Name
• Email address
• Billing information
• Purchase history
• Communications submitted to us

We do not collect phone numbers unless voluntarily included in correspondence.


B. Payment Processing

Payments are processed by Stripe.

IAAC does not store full credit card numbers.

Stripe processes payment information in accordance with its own privacy policy.


C. Course Hosting

Course delivery and account infrastructure are facilitated by Thinkific.

Thinkific may collect necessary account and access data under its own privacy practices.


D. QR Codes

IAAC may generate QR codes using QR Monkey. QR code functionality may involve URL data but does not involve behavioral tracking by IAAC.


E. Automatically Collected Technical Data

When visiting IAAC.IO, limited technical data may be collected automatically, including:

• IP address
• Browser type
• Device type
• Basic server log information

We do not deploy behavioral tracking technologies or advertising pixels.


3. Advertising Practices

IAAC may use advertising platforms including:

Facebook
Google Ads

We use these platforms to place advertisements directing users to IAAC.IO.

We do not:

• Install retargeting pixels on IAAC.IO
• Upload customer email lists for audience targeting
• Engage in cross-site behavioral profiling

Advertising platforms may collect information according to their own privacy policies when you interact with advertisements on their services.


4. How We Use Information

We use collected information to:

• Deliver purchased services
• Process payments
• Provide customer support
• Communicate transactional information
• Maintain financial and tax records
• Comply with legal obligations
• Improve service functionality


5. Affiliate Disclosure

IAAC may earn commissions through affiliate links to third-party products or services.

Affiliate relationships do not affect pricing.

IAAC does not accept sponsored placements that override independent evaluation.


6. Data Retention

We retain personal information only as long as reasonably necessary for legitimate business and legal purposes.

Financial Records

Retained up to 7 years for tax and accounting compliance.

Course Account Data

Retained during the active 365-day license period and up to 24 months after expiration unless deletion is requested earlier or legally required.

Email Correspondence

Retained up to 36 months for operational and dispute-resolution purposes.

Third-party service providers may retain data in accordance with their own policies.


7. Data Security

We implement commercially reasonable safeguards to protect personal information.

No online system can guarantee absolute security.


8. No Sale of Personal Information

IAAC does not sell personal information.

We do not broker, rent, or trade user data.


9. California Privacy Rights

If you are a California resident, you may:

• Request disclosure of personal information collected
• Request deletion of personal information
• Request correction of inaccurate information
• Opt out of sale of personal information (IAAC does not sell personal data)

Requests may be submitted to:

[email protected]

We will verify identity consistent with applicable law.


10. International Users

If you access IAAC services outside the United States, you consent to processing and storage of information in the United States.


11. Children’s Privacy

IAAC services are intended for individuals 18 years or older.

We do not knowingly collect personal information from minors.


12. Changes to This Policy

We may update this Privacy Policy periodically.

Updates will be reflected in the “Last Updated” date.

Continued use of services after updates constitutes acceptance.


13. Contact Information

Privacy inquiries may be directed to:

[email protected]